Cipher Octopus - Mar 24, 2021

Using FIDO to Reduce Friction and Comply with PSD2 SCA Delegated Authentication


This white paper reviews the different authentication mechanisms that can be used by merchants or wallet providers in the context of Strong Customer Authentication (SCA) Delegation and explains why FIDO is best positioned to meet the requirements from regulatory authorities, banks, merchants, or wallet providers.


Dive into:

  • The importance of SCA delegation
  • Regulatory requirements (PSD2 Markets), contractual agreements, trust models and protocols
  • FIDO Solutions (two-factor), non-FIDO, SMS OPT, passwords and behavioral biometrics
  • How to implement FIDO in a Compliant Way
  • FIDO Data Shared with Banks

Download the White Paper

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